Agency Manager - Customer Support

Job opening at Bengaluru

Location

Bengaluru

Address

Bengaluru

Employment

Full Time

Qualification

Any Graduate

Payment

400000 to 600000

Date Posted

2024 Dec,07

HR

Mili Chavhan

Contact

mili@white-force.com

Mobile

6264800152


Job description

Position Responsibilities Job Description -


Role Accountability 1.Manage portfolio (Multiple Due Stages) performance through a team of Collections executives & callers, in line with Operating and process Plan.


● Ensure appropriate infrastructure and resource availability in vendors to carry out collections as per operating plan


● Formulate collection strategies for the dpd basis as well as per market dynamics, portfolio spread/segmentation and business requirements


● Identify critical /non performing segments and ensure appropriate legal hardship tools are applied to them for satisfactory resolution


● Conduct regular performance review with all vendors, Agency supervisors & callers for all critical metrics to track the portfolio health and ensure healthy process


● Monitor field collections by bucket/vintage/region to ensure cost adherence in operations and achieve cost efficiencies


● Ensure adherence to Compliance Policy, Collections processes and Audit requirements, Code and conduct and maintaining standards to achieve customer satisfaction


● Ensure proper recourse mechanism is followed to resolve customer complaints in a timely and satisfactory manner


● Ensure 100 % coverage of cases of allocated


● Ensure monthly cost provisions are reported to Finance team as per timelines


● Identify upcoming markets in accordance with the Sales growth plan and evaluate setting up/expanding operations basis volumes; Raise timely red flags on sourcing quality in new markets ensuring portfolio hygiene


● Participate strategically and tactically in development and implementation of portfolio treatments to maximize collection for the portfolio and increase resolution/extraction


● Perform peer benchmarking to create competitive infrastructure and deliver best in class performance on key metrics such as Credit Recovery as a percentage of Principle Credit Chargeoffs, Gross write-offSettlement loss rates, rate of recovery


Measures of Success(Define the Outcomes expected of the role)


Portfolio Coverage


GNPA (Gross non performing asset) Rate and Value


3.30+ and 90+ Delinquency rate


Write off Recovery rates


● GWO (Gross write off)


● Cost of collection


● Settlement waiver rate


● Absolute Recovery


● Settlement waiver rate


● Cost of collection


● ROR


● Absolute recovery/ACM


● Regulatory Customer complaint %


● Process adherence as per MOU


Must have Qualification Post-Graduate / Graduate in any discipline


Over All experience in role 3-5 years of post qualification experience


Relevant Experience with respect to the role 3+ years of experience in retail consumer finance in Collections function


Job requirements

  • Experience: 3 to 5 Year.
  • Education : Any Graduate
  • Specilization : graduate...
  • Skills :
    1 excellent communication skills
  • Industry Type : Banking / Financial Services / Broking
  • Status : Not Disclose.

Company Name : SmartCoin

Website

About Company

We are on a mission to create India’s largest fully automated financial Inclusion organisation by providing an array of financial services such as micro-loans to the vast underserved middle/lower-income segment. Read more