Job opening at Nagpur
Nagpur
Nagpur
Full Time
Any Graduate
300000 to 500000
2025 Oct,10
Danish Ahmed
danish.ahmed@white-force.in
6264800160
Key Responsibilities:
Evaluate and process loan proposals as per company credit policy.
Conduct detailed financial analysis of applicants, including income assessment, repayment capacity, and credit bureau reports.
Verify KYC documents, bank statements, and other financial records to ensure authenticity.
Conduct personal discussions (PD) with applicants to understand their business profile, income stability, and repayment intent.
Coordinate with sales, operations, and legal teams for smooth loan processing.
Ensure adherence to credit policy and suggest policy changes when required.
Maintain credit quality by minimizing delinquency and monitoring high-risk accounts.
Approve or recommend cases within delegated authority limits.
Provide regular MIS reports and portfolio analysis to management.
Train and guide branch staff on credit processes and risk parameters.
Required Qualifications & Experience:
Graduate / Postgraduate in Finance, Commerce, or a related field.
Strong understanding of mortgage loans, LAP, and home loan products.
Knowledge of legal and technical aspects of secured lending.
Excellent analytical, communication, and decision-making skills.
Key Skills:
Credit appraisal and underwriting
Financial statement analysis
Risk assessment and mitigation
Policy compliance
Team coordination and leadership
Proficiency in MS Excel and loan management systems
Preferred Background:
Experience in Housing Finance Company (HFC) or NBFC handling secured loans.
Familiarity with both individual and business income assessment.
Exposure to field PDs and customer due diligence.
Micro Green Housing Finance Private Limited (‘MGHF’) was incorporated in March 2022 and received certificate of registration (CoR) from Reserve Bank of India in March 2023 Read more