Credit manager

Job opening at Nagpur

Location

Nagpur

Address

Nagpur

Employment

Full Time

Qualification

Any Graduate

Payment

300000 to 500000

Date Posted

2025 Oct,10

HR

Danish Ahmed

Contact

danish.ahmed@white-force.in

Mobile

6264800160


Job description

Key Responsibilities:


Evaluate and process loan proposals as per company credit policy.


Conduct detailed financial analysis of applicants, including income assessment, repayment capacity, and credit bureau reports.


Verify KYC documents, bank statements, and other financial records to ensure authenticity.


Conduct personal discussions (PD) with applicants to understand their business profile, income stability, and repayment intent.


Coordinate with sales, operations, and legal teams for smooth loan processing.


Ensure adherence to credit policy and suggest policy changes when required.


Maintain credit quality by minimizing delinquency and monitoring high-risk accounts.


Approve or recommend cases within delegated authority limits.


Provide regular MIS reports and portfolio analysis to management.


Train and guide branch staff on credit processes and risk parameters.


Required Qualifications & Experience:


Graduate / Postgraduate in Finance, Commerce, or a related field.


Strong understanding of mortgage loans, LAP, and home loan products.


Knowledge of legal and technical aspects of secured lending.


Excellent analytical, communication, and decision-making skills.


Key Skills:


Credit appraisal and underwriting


Financial statement analysis


Risk assessment and mitigation


Policy compliance


Team coordination and leadership


Proficiency in MS Excel and loan management systems


Preferred Background:


Experience in Housing Finance Company (HFC) or NBFC handling secured loans.


Familiarity with both individual and business income assessment.


Exposure to field PDs and customer due diligence.



Job requirements

  • Experience: 3 to 5 Year.
  • Education : Any Graduate
  • Specilization : Any...
  • Skills :
  • Industry Type : Banking / Financial Services / Broking
  • Status : Not Disclose.

Company Name : Micro Green Housing Finance Pvt. Ltd.

Website

About Company

Micro Green Housing Finance Private Limited (‘MGHF’) was incorporated in March 2022 and received certificate of registration (CoR) from Reserve Bank of India in March 2023 Read more