To take prudent credit decision & sanction proposal based on available information and interact with the applicants To facilitate credit appraisal and monitor the same for the region To Implement credit policy and perform continuous evaluation and ensure adherence to the policy & compliance with the authority matrix at branches in the region To drive productivity as per the business plan To ensure TAT as per the policy for seamless business operations To ensure portfolio quality and right credit underwriting happens as per the guidelines To maintain the approval rate as per the policy guidelines To periodically visit the channel partners for understanding market and conducting competitor analysis To coordinate with the channels ,vendors and sales team and develop business strategies To organize product & policy training for the team periodically To do empanelment of the FI and RCU agencies and ensure TAT is maintained