NCM

To take prudent credit decision & sanction proposal based on available information and interact with the applicants 

To facilitate credit appraisal and monitor the same for the region

To Implement credit policy and perform continuous evaluation and ensure adherence to the policy & compliance with the authority matrix at branches in the region

To drive productivity as per the business plan

To ensure TAT as per the policy for seamless business operations

To ensure portfolio quality and  right credit underwriting happens as per the guidelines

To  maintain the approval rate as per the policy guidelines

To periodically visit the channel partners  for understanding market and   conducting competitor analysis

To coordinate with the channels ,vendors and sales team and develop business strategies

To organize product & policy training for the team periodically

To do empanelment of the FI and RCU agencies and ensure TAT is maintained