Company profileFast Growing NBFC company dealing in personal loans and Gold Savings product .Good opportunity forfast career growth and High salaryWalkin Interview onTuesday .i.e. 05/12/23Send CV david.whiteforce1@gmail.comContact- 8454995853Location - BengaluruRoles and responsibilities1. Credit Underwriting.● Credit Assessment● Review and analyse Personal loan applications to determine the creditworthiness of applicants.● Assessfinancialstatements, credit reports, cash flow projections, and other relevant documentstoevaluate the applicant's ability to repay the loan.● Utilize credit scoring models and loan strategiesto make informed credit decisions.2.Risk Analysis:● Identify and evaluate potential risks associated with each loan application.● Develop risk mitigation strategies and recommend appropriate terms and conditionsfor approvedloans.● Monitor and manage credit exposure, ensuring alignment with the organization's risk tolerance.● Make informed and timely decisionsregarding loan approvals, declines, and counter-offers.● Collaborate with risk, tech teamsto present and justify credit decisions, tech bugs.3. ContinuousImprovement:● Stay updated with industry trends, regulatory changes, and best practices in credit risk assessment.● Propose processimprovements and contribute to the enhancement of credit assessmentprocedures.4.Reporting:● Prepare regular reports on credit portfolio performance, delinquencies, and risk exposure formanagement review.Desired Candidate Profile:- 1-2 Years of experience- Underwriter, Secured/unsecured loans, Excel, Basic SQL- Experience in developing lending, customer acquisitions and portfolio managementstrategies
