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Employee Type: Full time jobs
Location: Bengaluru
Job Position: Credit Risk Underwriter
Experience: 3 to 5
Qualifications: OTHER
Salary: 400000 to 800000
Date posted: 2023 Dec,04

Job Description:


URGENT HIRING for Credit Risk Underwriter Email ID: rahulk.kanojia@white-force.in    Contact : 9300955707 Experience developing lending, customer acquisitions and portfolio management  can apply Salary Range upto 8lpa Skills Requirement:  3-5 Years of experience  Underwriter, Secured/unsecured loans, Excel, Basic SQL  Experience in developing lending, customer acquisitions and portfolio management strategies Duties & Responsibilities: 1.Credit Underwriting. Credit Assessment Review and analyse Personal loan applications to determine the creditworthiness of applicants. Assess financial statements, credit reports, cash flow projections, and other relevant documents to evaluate the applicant's ability to repay the loan. Utilize credit scoring models and loan strategies to make informed credit decisions. 2.Risk Analysis: Identify and evaluate potential risks associated with each loan application. Develop risk mitigation strategies and recommend appropriate terms and conditions for approved loans. Monitor and manage credit exposure, ensuring alignment with the organization's risk tolerance. Make informed and timely decisions regarding loan approvals, declines, and counter-offers. Collaborate with risk, tech teams to present and justify credit decisions, tech bugs. 3.Continuous Improvement: Stay updated with industry trends, regulatory changes, and best practices in credit risk assessment. Propose process improvements and contribute to the enhancement of credit assessment procedures. 4.Reporting: Prepare regular reports on credit portfolio performance, delinquencies, and risk exposure for management review. Location: Bengaluru Interested candidates can apply along with their resume on the below mentioned email ID or whatsapp number Email ID: rahulk.kanojia@white-force.in   Contact : 9300955707