Credit Risk Underwriter

Job description

URGENT HIRING for Credit Risk Underwriter

Email ID: rahulk.kanojia@white-force.in   

Contact : 9300955707

Experience developing lending, customer acquisitions and portfolio management  can apply

Salary Range upto 8lpa

Skills Requirement:

 3-5 Years of experience

 Underwriter, Secured/unsecured loans, Excel, Basic SQL

 Experience in developing lending, customer acquisitions and portfolio management strategies

Duties & Responsibilities:

1.Credit Underwriting.

• Credit Assessment


• Review and analyse Personal loan applications to determine the creditworthiness of applicants.


• Assess financial statements, credit reports, cash flow projections, and other relevant documents to evaluate the applicant's ability to repay the loan.


• Utilize credit scoring models and loan strategies to make informed credit decisions.

2.Risk Analysis:

• Identify and evaluate potential risks associated with each loan application.


• Develop risk mitigation strategies and recommend appropriate terms and conditions for approved loans.


• Monitor and manage credit exposure, ensuring alignment with the organization's risk tolerance.


• Make informed and timely decisions regarding loan approvals, declines, and counter-offers.


• Collaborate with risk, tech teams to present and justify credit decisions, tech bugs.

3.Continuous Improvement:

• Stay updated with industry trends, regulatory changes, and best practices in credit risk assessment.


• Propose process improvements and contribute to the enhancement of credit assessment procedures.

4.Reporting:

• Prepare regular reports on credit portfolio performance, delinquencies, and risk exposure for management review.

Location: Bengaluru

Interested candidates can apply along with their resume on the below mentioned email ID or whatsapp number

Email ID: rahulk.kanojia@white-force.in  

Contact : 9300955707