Credit Manager (Muthoot Finance)

Job description

Job Title
Credit Manager -PL
Location
Bangalore
Purpose of the Position
To manage credit management function and oversee the according to policy and process credit control of all loan files
To achieve disbursement target as per the business plan
To take prudent credit decision & sanction proposal based on available information and interact with the applicants
To execute credit appraisal and monitor the same for the location
Ensure adherence to the policy & compliance in the location
To execute productivity as per the business plan
To ensure TAT as per the policy for seamless business operations
To ensure portfolio quality
To maintain the approval rate as per the policy guidelines
To coordinate with the sales team and develop business strategies
Key Result Areas
Disbursement Target
Login to Sanction
Non Starter & Bounces in 6 MOB
Fraud Cases
Approval Ratio & Productivity (Planned Vs. Actual)