Credit Manager

Job description

Credit Manager

 To achieve disbursement target as per the business plan

  To take prudent credit decision & sanction proposal based on available information and interact with the applicants

 To execute credit appraisal and monitor the same for the location

  Ensure adherence to the policy & compliance in the location

 To execute productivity as per the business plan

 To ensure TAT as per the policy for seamless business operations

 To ensure portfolio quality

  To maintain the approval rate as per the policy guidelines

 To coordinate with the sales team and develop business strategies

Key Result Areas  Disbursement Target

 Login to Sanction

 Non Starter & Bounces in 6 MOB

 Fraud Cases

 Approval Ratio& Productivity (Planned Vs. Actual) Behavioural

Competencies Intrapreneurship: Has business focus; Remains abreast with business and market realities and puts busines in front Strategic: Visualizing business risks; having long-term vision and come up with priorities and ideas

Problem Solving: Ability to get to the root cause of the problem and come up with solutions 

Decision Making: Using facts, data and experience, to take appropriate and timely decisions Team Management: Ability to handle, motivate, coach and develop a team; ability to delegate tasks, conduct reviews and give constructive feedback.

Qualifications- Graduation Years of experience -4 to 9yrs Target industries -Banking, NBFC