Risk & Policy

Job description

nterCheck and keep track on industry trends, key factors impacting industry, performance of trade in local market and
regulatory impact.
- Review portfolio every month with respect to delinquency / losses / fraud for the period underwritten. Well versed excel
and PPT skills
- Support delivery of Business Volumes with focus on operational efficiency through process changes and effective policy
implementation.
- Preparation of various Policies and Programs on timely basis. Ensuring adherence to the Policy/ Procedures by the Credit
Function
- Clarifying the stand on Policies on ongoing basis by conducting policy trainings and tests.
- Preparation of various MIS with updated policy and publishing portfolio MIS Compilation and extraction of data for
various analysis and put them in structured way for meaning full interpretation
- Preparation of DGV ( Depreciated Grid Value) and monitoring Vehicle prices on regular basis to make timely corrections if
required
- Identification of Early warning Risk Indicators through monitoring Triggers and Periodic review of Portfolio at various
parameters
- Monitoring various triggers as mentioned in LPOs and other schemes and update, follow with Credit / sales for
adherence / exceptions
- Regular monitoring of Risk Triggers set against each programs.
- Tracking disbursement on various cuts to ensure sourcing quality is in line with projections.
- Quantifying major parameters for objective monitoring of portfolio quality.
- Initiation and monitoring of corrective action plans for the burst Triggers through suggestion and changes
- Modification of approval mat