Regional Credit Manager
Job opening at Bengaluru
Location
Bengaluru
Address
Bengaluru
Employment
Full Time
Qualification
Under Graduate
Payment
1500000 to 1800000
Date Posted
2024 Feb,17
HR
Madhavi Chatterjee
Contact
madhavi@white-force.in
Mobile
9993411707
Job description
| Job Title | Regional Credit Manager | ||||||||
| Reporting to | Head-Credit | ||||||||
| Location | Bangalore | ||||||||
| Purpose of the Position | To lead the regional credit management function and oversee the underwriting / credit control of all loan files | ||||||||
| Responsibility | |||||||||
| Execution | Sup'vn 1 | Sup'vn 2 | |||||||
| To achieve disbursement target as per the business plan | |||||||||
| To take prudent credit decision & sanction proposal based on available information and interact with the applicants | |||||||||
| To facilitate credit appraisal and monitor the same for the region | |||||||||
| To Implement credit policy and perform continuous evaluation and ensure adherence to the policy & compliance with the authority matrix at branches in the region | |||||||||
| To drive productivity as per the business plan | |||||||||
| To ensure TAT as per the policy for seamless business operations | |||||||||
| To ensure portfolio quality and right credit underwriting happens as per the guidelines | |||||||||
| To maintain the approval rate as per the policy guidelines | |||||||||
| To periodically visit the channel partners for understanding market and conducting competitor analysis | |||||||||
| To coordinate with the channels ,vendors and sales team and develop business strategies | |||||||||
| To organize product & policy training for the team periodically | |||||||||
| To do empanelment of the FI and RCU agencies and ensure TAT is maintained | |||||||||
| Key Result Areas | |||||||||
| Business Figures | |||||||||
| TAT | |||||||||
| Portfolio quality | |||||||||
| Productivity | |||||||||
| Policies and processes | |||||||||
| Technical Competencies | |||||||||
| Behavioural Competencies | |||||||||
| Intrapreneurship : Has business focus; Remains abreast with business and market realities and puts business in front | |||||||||
| Strategic : Visualizing business risks; having long-term vision and come up with priorities and ideas | |||||||||
| Problem Solving : Ability to get to the root cause of the problem and come up with solutions | |||||||||
| Decision Making : Using facts, data and experience, to take appropriate and timely decisions | |||||||||
| Team Management : Ability to handle, motivate, coach and develop a team; ability to delegate tasks, conduct reviews and give constructive feedback | |||||||||
| Qualifications | MBA | ||||||||
| Exposure | Banking,NBFC | ||||||||
| Years of experience | 12 to 15 | ||||||||
| Target industries | Banking,NBFC | ||||||||
Job requirements
- Experience: 10 to 15 Year.
- Education : Under Graduate
- Specilization : MBA...
-
Skills :
- Industry Type : Banking / Financial Services / Broking
- Status : Not Disclose.
About Company
*India's No. 1 Most Trusted Financial Services Brand by Power of Trust, TRA's Brand Trust Report for 6 years since 2016. With a resolute focus on providing customers with the best services, Muthoot Finance has managed to earn the trust of millions. Read more