Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines● Conducting telephonic PDs with customer to evaluate credit proposal● Supervising overall activities like login, processing, disbursement, MIS etc.● Ensure quick turnaround of customer loan applications● Preparing PD notes & recommending notes for approval to higher authority● Managing and training the CPA team regularlyThe ideal candidate:● Analytical bent of mind● Good communication & writing skills● Should be a team playerQualification and Experience:● Minimum 5 -8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintechcompanies● Should be from Unsecured Lending background● Master’s degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience