CREDIT MANAGER

Job opening at Kolhapur

Location

Kolhapur

Address

Kolhapur

Employment

Full Time

Qualification

Any Graduate

Payment

400000 to 500000

Date Posted

2024 Jun,21

HR

Harshita Chouksey

Contact

harshitawhiteforce14@gmail.com

Mobile

9300520707


Job description

Role & Responsibility:


  • Credit Appraisal of Loan applications within defined guidelines and accordingly take decisions or recommendations for approval to higher authorities.
  • Underwriting cases with the desired level of quality and enabling achievement of Branch Business targets by proper training.
  • To evaluate proposals of customers for Home Loan and LAP.
  • Use performance history along with liquidity, debt/asset management, and profitability ratios to assess creditworthiness in the evaluation.
  • Interact with Customers & understand the business and regularly monitor delinquencies/infants.
  • Decision-making within defined TAT
  • Understanding of property-related knowledge (like legal title and market value of the property).
  • Coordinating with sales, operations, legal, technical and customer service.
Qualifications:

  •  Bachelor's degree in Business Administration, Marketing, or a related field.
  •  Minimum of 4 years of progressive experience in sales management, specifically in home loans or mortgage-related roles.
  • Proven track record of success in leading and motivating sales teams to achieve and exceed targets.
  • In-depth knowledge of the rural housing market, including market trends, regulations, and customer preferences.
  • Excellent communication, negotiation, and interpersonal skills.
  • Strong analytical and problem-solving abilities.
  • Ability to work independently and remotely, managing multiple priorities effectively.



Job requirements

  • Experience: 4 to 9 Year.
  • Education : Any Graduate
  • Specilization : COMMERCE...
  • Skills :
    1 CREDIT
    2 HOMELOAN
    3 LAP
    4 MORTGAGE
  • Industry Type : Banking / Financial Services / Broking
  • Status : Not Disclose.