To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement.To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants
Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes
Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
Working on projects/process improvements from time To time
To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry
Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health
To identify the automation opportunities in existing processes, new product development
To raise early warning signals for exit of stress accounts and take due measures for timely exit
To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines
Tata Capital Limited is a financial and investment service provider in India. The company is based in Mumbai and has more than 100 branches across the country. The firm offers consumer loans, wealth management, commercial finance, and infrastructure finance, among others.
Company Info
BUILDING A,3 RD FLOOR OFF POKHRAN ROAD NO 2,THANE WEST , THANE, Maharashtra, India
Job requirements
Experience: 2 to
7
Year.
Education : Master of Business Administration (M.B.A.)
Specilization : M.B.A....
Skills :
Industry Type : Construction / Engineering / Cement / Metals
To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement.To prepare t
he Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants
Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes
Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
Working on projects/process improvements from time To time
To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry
Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health
To identify the automation opportunities in existing processes, new product development
To raise early warning signals for exit of stress accounts and take due measures for timely exit
To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines
Role: Credit Risk
Industry Type: NBFC
Department: Risk Management & Compliance
Employment Type: Full Time, Permanent
Role Category: Finance
Education
PG: CA in CA, MBA/PGDM in Finance
Key Skills
Skills highlighted with ‘‘ are preferred keyskills
Credit UnderwritingCAM
Credit AppraisalCredit Processing
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About company
Tata Capital Limited is a financial and investment service provider in India. The company is based in Mumbai and has more than 100 branches across the country. The firm offers consumer loans, wealth management, commercial finance, and infrastructure finance, among others.
Company Info
Address:
BUILDING A,3 RD FLOOR OFF POKHRAN ROAD NO 2,THANE WEST , THANE, Maharashtra, India
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