Credit Risk Analyst

Job opening at Mumbai

Location

Mumbai

Address

Mumbai

Employment

Full Time

Qualification

Any Graduate

Payment

300000 to 500000

Date Posted

2024 Aug,20

Mili Chavhan

Contact

mili@white-force.com

Mobile

6264800152

Job description

As the Credit Risk Analyst, you will be handling all credit risk functions and initiatives of assigned business units. You will be responsible for ongoing monitoring and credit reviews of various loan portfolios in multi-grade credit profiles and recommendin Read more

Responsibilities:

Credit appraisals of loan applicants within defined policy guidelines of Own NBFC and Co lending partners
Assessing creditworthiness of the potential client by scrutinising the financials, credit history based on documents submitted, market information, reference checks, etc
Ensuring verification processes are followed in a systematic and timely manner
Coordinating with the verification agencies to aid in decision-making
Timely Processing of the proposals to ensure faster TAT
Ensuring adherence to the internal credit policy and RBI guidelines applicable to the NBFCs
Providing inputs to bring in best industry practices and revising credit risk policies and guidelines periodically
Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives
Monitoring the repayment history and taking necessary corrective actions
Closely tracking of delinquent customers to ensure these remain in lowest bucket and learnings from these are implemented for future cases
Appraising deviations based on mitigants, relationships, local market knowledge, etc.

Requirements:

Any Graduate with Experience in similar Role for 2 years plus - MBA/CA preferred
Demonstrable experience in NBFC/Banks for not less than 2 years in Unsecured Loans, Auto Loans, Credit Cards etc
Proven experience in Unsecured loans - Business (SME) especially in Fintech start-up
Strong control and understanding of MIS – using - MS EXCEL including VLOOKUP & HLOOK UP etc
Analytical bent of mind & strong judgmental attributes
Excellent Communication and negotiation skills
Flexible for a 6-day-a-week working structure (10 am to 7 pm)

Job requirements

Experience: 2 to 5 Year.
Education : Any Graduate
Specilization : graduate...
Skills :
1 unsecuredloans
Industry Type : Banking / Financial Services / Broking
Status : Not Disclose.

Company Name : ePayLater

Website

About Company

This solution is available to SMEs across physical and digital sales
channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit. Read more

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