13.3333px; background-color: rgb(255, 255, 255);">Job DescriptionPrimary Responsibilities:Loan Processing and Approval:Assess loan applications for mortgage loans, housing finance, and LAP.Conduct thorough credit and risk assessments to determine the eligibility of applicants.Verify the accuracy and completeness of loan documents submitted by clients.Coordinate with legal teams for property verification and documentation.Customer Interaction:Meet with potential borrowers to understand their financial needs and provide suitable loan products.Guide customers through the loan application process, explaining terms and conditions clearly.Address customer inquiries and provide solutions to their concerns related to loan products.Sales and Business Development:Generate leads for mortgage loans, housing finance, and LAP through various channels (direct sales, agents, etc.).Build and maintain relationships with real estate developers, property agents, and other stakeholders to enhance business opportunities.Achieve sales targets by identifying new customers and cross-selling loan products.Loan Disbursement and Monitoring:Ensure timely disbursement of approved loans after fulfilling all necessary conditions.Monitor loan accounts to ensure timely repayments and manage delinquency levels.Collaborate with recovery teams for the collection of overdue accounts.Compliance and Reporting:Ensure adherence to all regulatory and company policies related to loan processing and approval.Prepare and submit periodic reports on loan performance, customer feedback, and market conditions.
