Branch Manager

Job description

13.3333px; background-color: rgb(255, 255, 255);">Job Description

Primary Responsibilities:

1. Loan Processing and Approval:
   

   • Assess loan applications for mortgage loans, housing finance, and LAP.
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     13.3333px; background-color: rgb(255, 255, 255);">Job Description
     

     
     

     Primary Responsibilities:
     

     1. Loan Processing and Approval:
        

        • Assess loan applications for mortgage loans, housing finance, and LAP.
          
        • Conduct thorough credit and risk assessments to determine the eligibility of applicants.
          
        • Verify the accuracy and completeness of loan documents submitted by clients.
          
        • Coordinate with legal teams for property verification and documentation.
          

     2. Customer Interaction:
        

        • Meet with potential borrowers to understand their financial needs and provide suitable loan products.
          
        • Guide customers through the loan application process, explaining terms and conditions clearly.
          
        • Address customer inquiries and provide solutions to their concerns related to loan products.
          

     3. Sales and Business Development:
        

        • Generate leads for mortgage loans, housing finance, and LAP through various channels (direct sales, agents, etc.).
          
        • Build and maintain relationships with real estate developers, property agents, and other stakeholders to enhance business opportunities.
          
        • Achieve sales targets by identifying new customers and cross-selling loan products.
          

     4. Loan Disbursement and Monitoring:
        

        • Ensure timely disbursement of approved loans after fulfilling all necessary conditions.
          
        • Monitor loan accounts to ensure timely repayments and manage delinquency levels.
          
        • Collaborate with recovery teams for the collection of overdue accounts.
          

     5. Compliance and Reporting:
        

        • Ensure adherence to all regulatory and company policies related to loan processing and approval.
          
        • Prepare and submit periodic reports on loan performance, customer feedback, and market conditions.