Credit Risk Analyst
Job opening at Mumbai
Location
Mumbai
Address
Mumbai
Employment
Full Time
Qualification
Any Graduate
Payment
300000 to 500000
Date Posted
2024 Aug,23
HR
Harish Sondhiya
Contact
harish.sondhiya@white-force.in
Mobile
91719 30707
Job description
Responsibilities:
- Credit appraisals of loan applicants within defined policy guidelines of Own NBFC and Co lending partners
- Assessing creditworthiness of the potential client by scrutinising the financials, credit history based on documents submitted, market information, reference checks, etc
- Ensuring verification processes are followed in a systematic and timely manner
- Coordinating with the verification agencies to aid in decision-making
- Timely Processing of the proposals to ensure faster TAT
- Ensuring adherence to the internal credit policy and RBI guidelines applicable to the NBFCs
- Providing inputs to bring in best industry practices and revising credit risk policies and guidelines periodically
- Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives
- Monitoring the repayment history and taking necessary corrective actions
- Closely tracking of delinquent customers to ensure these remain in lowest bucket and learnings from these are implemented for future cases
- Appraising deviations based on mitigants, relationships, local market knowledge, etc.
Requirements:
- Any Graduate with Experience in similar Role for 2 years plus - MBA/CA preferred
- Demonstrable experience in NBFC/Banks for not less than 2 years in Unsecured Loans, Auto Loans, Credit Cards etc
- Proven experience in Unsecured loans - Business (SME) especially in Fintech start-up
- Strong control and understanding of MIS – using - MS EXCEL including VLOOKUP & HLOOK UP etc
- Analytical bent of mind & strong judgmental attributes
- Excellent Communication and negotiation skills
- Flexible for a 6-day-a-week working structure (10 am to 7 pm)
Job requirements
- Experience: 2 to 4 Year.
- Education : Any Graduate
- Specilization : Any Graduate...
-
Skills :
- Industry Type : Banking / Financial Services / Broking
- Status : Not Disclose.
About Company
This solution is available to SMEs across physical and digital sales
channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit.
Read more